24 months.
Representative example: If you borrow £3,000 over 24 months at a flat rate of 30.72% per annum (fixed) with a representative 64.8% APR you will make 24 monthly payments of £201.80, repaying £4,843.20 in total.
Two of the main types of personal loans in the UK are secured loans and unsecured loans. The main difference is that secured loans are dependent on something you own – usually your home – as a backup if you are unable to repay your loan. But unsecured loans are completely independent of anything you own.
This means that it can be more difficult to get unsecured loans, because the lender has no back up asset such as your home. So many lenders have quite stringent loan criteria for unsecured loans, a good credit score.
But Munzee can offer unsecured loans even if your credit score is less than perfect. As long as the loan is affordable for you, we will consider your application. So if you are looking at unsecured loans, check out how Munzee can help.
Safe & Secure
No Hidden Fees
Free Eligibility Checker
Direct UK Lender
No Early Settlement Penalty
Funds In Your Account Same Day
Flexible Early Repayment Option
With a Munzee loan, there are no strings attached. We will consider lending to you whatever your circumstances. Our eligibility checker will even tell you if you’re likely to be accepted and won’t impact your credit score. If eligible you can then complete your application.
As a direct lender, we make our own lending decisions without having to refer to anyone else. So when we receive applications for unsecured loans we are able to make an instant lending decision and, if the loan is approved, the money can be in your account the very same day*.
We also believe in being open and transparent about what you have to pay and when. There is no set up fee and no hidden charges. The normal repayment period for unsecured loans is 24 months, but if you decide to repay early there will be no charge for doing so.
Representative example: If you borrow £3,000 over 24 months at a flat rate of 30.72% per annum
(fixed) with a representative 64.8% APR you will make 24 monthly payments of £201.80,
repaying £4,843.20 in total.
Our eligibility checker will see if you’re likely to be approved before you apply. It’s easy to use, won’t impact your credit score and you’ll get an instant decision. If successful you can apply directly to us online 24/7, from the comfort of your own home. No interview, no paperwork, no hassle.
To qualify for one of our loans you need to be:
Everyone’s circumstances are different, so it’s fine with us if you prefer to pay us weekly, fortnightly or monthly.
No. There are no set up fees or hidden costs.
You are welcome to repay your loan early. Just get in touch with us and we will confirm how much there is left to pay. There is no penalty for settling your loan early, and you will pay no further interest once your balance is paid off.
The most frequent feedback from our customers is how quick and straightforward it is to apply for a loan with us. Many also add that our staff are friendly and polite. Reviews like this make us proud because our main priority is to give every single one of our customers the best service that we possibly can. Munzee Loans is all about you, the customer, and we’re only happy when you’re happy.