Emergency Loans

Rep 64.8% APR Over 24 Months

Apply Online Now

EMERGENCY LOANS FROM £1,000 to £5,000

Loan Amount

     24 months.

Representative example: If you borrow £3,000 over 24 months at a flat rate of 30.72% per annum (fixed) with a representative 64.8% APR you will make 24 monthly payments of £201.80, repaying £4,843.20 in total.

Emergency Loans

Where can you find emergency loans?

Life is full of surprises, and unfortunately not always good ones. Especially if you find yourself in the situation where you need money now. Whether it’s for an unexpected bill, family emergency, car or home appliance breakdown it can be hard to know where to turn for help.

The good news is that Munzee offers emergency loans that could provide the emergency money you need. You can apply online in minutes and, if your loan is approved, we will get the money into your account the same day. So if you need money now, a Munzee emergency loan could be the solution.


Why Choose Munzee

A Refreshing Approach to Lending

Safe & Secure

No Hidden Fees

Easy Online Application

Direct UK Lender

No Early Settlement Penalty

Funds In Your Account Same Day

Flexible Early Repayment Option

personal loans
money tree loans

How Munzee Is Different

Standing out from the crowd...

The main difference with Munzee is that we put your needs first. So we make the application process for our emergency loans as quick and easy as possible. We understand that you need money now and if we approve your loan we will get the emergency cash to you the same day. It is then yours to use as you need. 

We offer emergency loans between £1000£5000, repayable over 24 months. There is no fee to set up the loan and no charge if you pay it back early, once your emergency is dealt with.

Get Started

Emergency Loans From £1000 to £5000. Min Age 21+ Good Credit History Preferred. 24 Months.
Easy Application & Quick Decision. Apply Online Today.
No Penalty for Early Settlement.

Representative example: If you borrow £3,000 over 24 months at a flat rate of 30.72% per annum
(fixed) with a representative 64.8% APR you will make 24 monthly payments of £201.80,
repaying £4,843.20 in total.

Why choose us


Deal with us directly

We are a direct lender, not a broker, we do not charge any fees, so no hidden surprises!


Apply online

Need money now? No paperwork,
no branches, no stress.


We make it quick

An instant lending decision means if approved, we'll get money to you the same day.


No hidden charges

No set up fees and no additional charges if you choose to repay your loan early.

Frequently Asked Questions!

No. There are no set up fees or hidden costs. You are also welcome to repay your loan early. Just get in touch with us and we will confirm how much there is left to pay. There is no penalty for settling your loan early, and you will pay no further interest once your balance is paid off.

Once your  Munzee loan application is approved, you will typically receive the money the same day. Sometimes we require further info from you to support your application; we aim to provide a decision within 24hrs.

To qualify for one of our loans you need to be:

  • At least 21 years’ old;
  • Currently in employment with a regular income;
  • A resident in the UK with a UK bank account.
  • Be able to afford the monthly repayments and
  • Be generally in good credit standing

As part of Loans 2 Go, Munzee is fully regulated by the Financial Conduct Authority. You can read more about how we store, protect and use your personal data in our Privacy Policy.

The duration of a Munzee loan is 24 months. But you are welcome to pay off your loan as early as you like.

What do people say about us?

The most frequent feedback from our customers is how quick and straightforward it is to apply for a loan with us. Many also add that our staff are friendly and polite. Reviews like this make us proud because our main priority is to give every single one of our customers the best service that we possibly can. Munzee Loans is all about you, the customer, and we’re only happy when you’re happy.