Low Interest Personal Loans

Over 24 months REP 59.2% APR

Apply Online Now

LOW INTEREST LOANS FROM £1,000 to £5,000

Loan Amount

     24 months.

Representative example: If you borrow £3,000 over 24 months at a flat rate of 28.32% per annum (fixed) with a representative 59.2% APR you will make 24 monthly payments of £195.80, repaying £4,699.20 in total.

Low Interest Personal Loans

Where can I find low interest personal loans?

Munzee offers low interest personal loans between £1000-£5000. Our loans are available to homeowners, tenants, employed and self-employed. Our main priority is that the loan is affordable for your current financial circumstances.

The application process for our low interest personal loans is simple and straightforward. Everything is done online, and once we receive your application we will give you an instant decision. And if your loan is approved, we aim to get your money into your account the same day. So if you are looking for low interest personal loans, Munzee Loans would be happy to help.

We can give you an instant decision on your loan and, if approved, we aim to get the money into your account the same working day. There are no fees or commission to pay to any third party for arranging your loan. So if you are looking for a loan, direct lender Munzee Loans could be the best place to start.


Why Choose Munzee

A Refreshing Approach to Lending

Safe & Secure

No Hidden Fees

Easy Online Application

Direct UK Lender

No Early Settlement Penalty

Funds In Your Account Same Day

Flexible Early Repayment Option

personal loans
money tree loans

How Munzee Is Different

Standing out from the crowd...

Munzee is a direct lender so when you apply for one of our low interest personal loans you deal with us and only with us. 

As a direct lender we make our own lending decisions, and are willing to consider lending to you even if your credit score is less than perfect, providing  the loan is affordable for you.

We are also able to make instant lending decisions and, if we approve your low interest personal loans application our aim is to get your money to you the same day. And you can use the money as you wish : there are no restrictions as to what you can do with it, providing it’s legal. So for low interest personal loans with a difference, think Munzee Loans!

Get Started

Low Interest Personal Loans From £1000 to £5000. Min Age 21+ Good Credit History Preferred. 24 Months.
Easy Application & Quick Decision. Apply Online Today.
No Penalty for Early Settlement.

Representative example: if you borrow £3,000 over 24 months at a flat rate of 28.32% per annum
(fixed) with a representative 59.2% APR you will make 24 monthly payments of £195.80,
repaying £4,699.20 in total

Why choose us


Deal with us directly

We are a direct finance lender, not a broker, we do not charge any fees, so no hidden surprises!


Apply online

No paperwork, no branches, no stress. Just low interest personal loans.


We make it quick

An instant lending decision means if approved, we'll get money to you the same day


No hidden charges

No set up fees and no additional charges if you choose to repay your loan early.

Frequently Asked Questions!

To qualify for one of our loans you need to be:

  • At least 21 years’ old;
  • Currently in employment with a regular income;
  • A resident in the UK with a UK bank account.
  • Be able to afford the monthly repayments and
  • Be generally in good credit standing

Our aim is to make this as straightforward and stress-free as possible. So you can apply directly to us online, from the comfort of your own home. No interview, no paperwork, no hassle.

As part of Loans 2 Go, Munzee is fully regulated by the Financial Conduct Authority. You can read more about how we store, protect and use your personal data in our Privacy Policy.

The duration of a Munzee loan is 24 months.

You are welcome to repay your loan early. Just get in touch with us and we will confirm how much there is left to pay. There is no penalty for settling your loan early, and you will pay no further interest once your balance is paid off.

What do people say about us?

The most frequent feedback from our customers is how quick and straightforward it is to apply for a loan with us. Many also add that our staff are friendly and polite. Reviews like this make us proud because our main priority is to give every single one of our customers the best service that we possibly can. Munzee Loans is all about you, the customer, and we’re only happy when you’re happy.