Consolidation Loans

Rep 64.8% APR Over 24 Months

Apply Online Now


Loan Amount

     24 months.

Representative example: If you borrow £3,000 over 24 months at a flat rate of 30.72% per annum (fixed) with a representative 64.8% APR you will make 24 monthly payments of £201.80, repaying £4,843.20 in total.

Consolidation Loans

Is a consolidation loan a good idea?

A consolidation loan is a loan that is taken out to repay all existing loans. But does it make sense to take out a consolidation loan?

On the one hand, it can seem illogical to take on more debt to get out of debt. But the idea behind taking out a consolidation loan is to repay that debt more quickly.

Consolidation loans enable you to repay everything else you owe, and end up with just one loan repayment per month. And as the interest rate is likely to be cheaper than some existing debts – such as credit cards – the debt will be less expensive to repay.

So overall, a unsecured debt consolidation loan could be a good way to make a fresh start financially.


Why Choose Munzee

A Refreshing Approach to Lending

Safe & Secure

No Hidden Fees

Easy Online Application

Direct UK Lender

No Early Settlement Penalty

Funds In Your Account Same Day

Flexible Early Repayment Option

personal loans
money tree loans

How Munzee Is Different

Standing out from the crowd...

At Munzee our focus is on you, the customer, and our products are all designed to help you move forward financially. We also aim to keep everything simple and straightforward, to make sorting out your finances as stress-free as possible.

When you apply for consolidation loans with us, you can do everything online from your own home. We are a direct lender so you only deal with us, there is no third party involved.

This means that we can give you an instant lending decision and, if accepted, your money will be with you the same day.

Get Started

Consolidation Loans From £1000 to £5000. Min Age 21+ Good Credit History Preferred. 24 Months.
Easy Application & Quick Decision. Apply Online Today.
No Penalty for Early Settlement.

Representative example: If you borrow £3,000 over 24 months at a flat rate of 30.72% per annum
(fixed) with a representative 64.8% APR you will make 24 monthly payments of £201.80,
repaying £4,843.20 in total.

Why choose us


Deal with us directly

We are a direct lender, not a broker, we do not charge any fees, so no hidden surprises!


Apply online

No paperwork, no branches,
no stress.


We make it quick

An instant lending decision means if approved, we'll get money to you the same day.


No hidden charges

No set up fees and no additional charges if you choose to repay your loan early.

Frequently Asked Questions!

To qualify for one of our loans you need to be:

  • At least 21 years’ old;
  • Currently in employment with a regular income;
  • A resident in the UK with a UK bank account.
  • Be able to afford the monthly repayments and
  • Be generally in good credit standing

Everyone’s circumstances are different, so it’s fine with us if you prefer to pay us weekly, fortnightly or monthly.

As part of Loans 2 Go, Munzee is fully regulated by the Financial Conduct Authority. You can read more about how we store, protect and use your personal data in our Privacy Policy.

The duration of a Munzee loan is 24 months. But you are welcome to pay off your loan as early as you like.

No. There are no set up fees or hidden costs. You are also welcome to repay your loan early. Just get in touch with us and we will confirm how much there is left to pay. There is no penalty for settling your loan early, and you will pay no further interest once your balance is paid off.

What do people say about us?

The most frequent feedback from our customers is how quick and straightforward it is to apply for a loan with us. Many also add that our staff are friendly and polite. Reviews like this make us proud because our main priority is to give every single one of our customers the best service that we possibly can. Munzee Loans is all about you, the customer, and we’re only happy when you’re happy.