Direct Lender Loans

Over 24 months REP 64.8% APR

Apply Online Now


Loan Amount

     24 months.

Representative example: If you borrow £3,000 over 24 months at a flat rate of 30.72% per annum (fixed) with a representative 64.8% APR you will make 24 monthly payments of £201.80, repaying £4,843.20 in total.

Direct Lender Loans

The advantages of a direct lender...

We’re a trusted UK lender which means that throughout the loan process you deal directly with us, and only with us. There is no-one else involved, such as an agent or financial advisor. 

There are three main advantages of this for you: As a direct lender we make our own lending decisions, and treat each case on its merit. We are more interested in your current financial situation than anything that may have happened in the past.

We can give you an instant decision on your loan and, if approved, we aim to get the money into your account the same working day. There are no fees or commission to pay to any third party for arranging your loan. So if you are looking for a loan, direct lender Munzee Loans could be the best place to start.


Why Choose Munzee

A Refreshing Approach to Lending

Safe & Secure

No Hidden Fees

Easy Online Application

Direct UK Lender

No Early Settlement Penalty

Funds In Your Account Same Day

Flexible Early Repayment Option

personal loans
money tree loans

How Munzee Is Different

Standing out from the crowd...

We get it. Many people find anything to do with finances incredibly stressful. This can be particularly the case if you are looking for a loan but are worried – for whatever reason – that you may not be accepted.

Munzee is different because we understand that applying for a loan can feel very difficult. So as a direct lender loan provider we do our best to make things as quick and easy as possible. You can do everything online from the comfort of your own home. Once we receive your application we make an instant decision and, if approved, you will usually get your money the same day.

As a direct UK lender, we will consider your loan application on it’s own merit. As long as you are generally in good credit standing and the loan is affordable for you, that’s what matters.

Get Started

Direct UK Lender. Loans From £1000 to £5000. Min Age 21+ Good Credit History Preferred. 24 Months.
Easy Application & Quick Decision. Apply Online Today.
No Penalty for Early Settlement.

Representative example: If you borrow £3,000 over 24 months at a flat rate of 30.72% per annum
(fixed) with a representative 64.8% APR you will make 24 monthly payments of £201.80,
repaying £4,843.20 in total.

Why choose us


Deal with us directly

We are a direct finance lender, not a broker, we do not charge any fees, so no hidden surprises!


Apply online

No paperwork, no branches,
no stress.


We make it quick

An instant lending decision means if approved, we'll get money to you the same day


No hidden charges

No set up fees and no additional charges if you choose to repay your loan early.

Frequently Asked Questions!

To qualify for one of our loans you need to be:

  • At least 21 years’ old;
  • Currently in employment with a regular income;
  • A resident in the UK with a UK bank account.
  • Be able to afford the monthly repayments and
  • Be generally in good credit standing

Our aim is to make this as straightforward and stress-free as possible. So you can apply directly to us online, from the comfort of your own home. No interview, no paperwork, no hassle.

As part of Loans 2 Go, Munzee is fully regulated by the Financial Conduct Authority. You can read more about how we store, protect and use your personal data in our Privacy Policy.

No. There are no set up fees or hidden costs.

You are welcome to repay your loan early. Just get in touch with us and we will confirm how much there is left to pay. There is no penalty for settling your loan early, and you will pay no further interest once your balance is paid off.

What do people say about us?

The most frequent feedback from our customers is how quick and straightforward it is to apply for a loan with us. Many also add that our staff are friendly and polite. Reviews like this make us proud because our main priority is to give every single one of our customers the best service that we possibly can. Munzee Loans is all about you, the customer, and we’re only happy when you’re happy.