24 months.
Representative example: If you borrow £3,000 over 24 months at a flat rate of 28.32% per annum (fixed) with a representative 59.2% APR you will make 24 monthly payments of £195.80, repaying £4,699.20 in total.
If you are looking for online loans you will quickly realise that there are many lenders that offer them. But how do you find the best loan for you? And how can you be sure that the loan is legit and not a scam?
Before you apply for an online loan, make sure you check that the lender is authorised and regulated by the Financial Conduct Authority. This means that they must meet certain standards and treat you fairly. Read reviews from other customers to see if their experience of online loans matches the claims being made by the lender.
Understand the total cost of the loan. You need to be confident that you know what you will need to repay, and that there are no hidden charges. We’re proud to say that Munzee online loans tick all the above boxes! We’d be happy to consider your application, will give you an instant decision, and if your loan is approved will aim to get the money into your account the same working day.
Safe & Secure
No Hidden Fees
Easy Online Application
Direct UK Lender
24 months
Same Day Funding
Flexible Early Repayment Option
Standing out from the crowd...
One thing that makes Munzee stand out from other providers of online loans is our transparency. With Munzee online loans there are no set up fees and no hidden charges. What you see is what you get. And even though our usual repayment period is 24 months, if you decide to repay your loan earlier, there is no additional charge for doing so.
Munzee also make our lending decisions on an individual basis. This means that we will consider your online loan application even if your credit score is less than perfect.
We understand that life has its ups and downs, and that problems on your credit report can take years to disappear. We focus on your more recent credit history and whether you can afford the loan.
Representative example: if you borrow £3,000 over 24 months at a flat rate of 28.32% per annum
(fixed) with a representative 59.2% APR you will make 24 monthly payments of £195.80,
repaying £4,699.20 in total
To qualify for one of our loans you need to be:
Our aim is to make this as straightforward and stress-free as possible. So you can apply directly to us online, from the comfort of your own home. No interview, no paperwork, no hassle.
Everyone’s circumstances are different, so it’s fine with us if you prefer to pay us weekly, fortnightly or monthly.
No. There are no set up fees or hidden costs.
You are welcome to repay your loan early. Just get in touch with us and we will confirm how much there is left to pay. There is no penalty for settling your loan early, and you will pay no further interest once your balance is paid off.
The most frequent feedback from our customers is how quick and straightforward it is to apply for a loan with us. Many also add that our staff are friendly and polite. Reviews like this make us proud because our main priority is to give every single one of our customers the best service that we possibly can. Munzee Loans is all about you, the customer, and we’re only happy when you’re happy.