Personal Loans

Representative APR 64.8%

Apply online now!

PERSONAL LOAN - £1,000 to £5,000

Loan Amount

     24 months.

Representative example: If you borrow £3,000 over 24 months at a flat rate of 30.72% per annum (fixed) with a representative 64.8% APR you will make 24 monthly payments of £201.80, repaying £4,843.20 in total.

Easy Online Application

£1,000 - £5,000 Personal Loans

When you need access to money to make a fresh start, you need a lender with a fresh approach. Welcome to Munzee! A Platinum Trusted Feefo Award recipient for 2024.

We offer affordable personal loans from £1,000 – £5,000 for any purpose. Our loans are available to you, whether you’re employed or self-employed, homeowner or tenant.

Munzee is a direct lender and we like to keep things clear, quick and simple. When you apply for a Personal Loan from Munzee, we make an instant decision, and, if approved you get your money in your bank the same day.*


Why Choose Munzee

Over 24 months with a representative 64.8% APR

Safe & Secure Process

No Early Settlement Penalty

Easy Online Application

Direct UK Lender

Borrow Over 24 Months

Funds In Your Account Same Day

Flexible Early Repayment Option

personal loans
money tree loans

How Munzee Is Different

Standing out from the crowd...

We are real people and value our customers as real people too. We know applying for a personal loan can be stressful. So we promise to treat your application with the consideration it deserves. 

Simply apply directly online to check your eligibility. Get an instant decision and your money to you fast.

We’re transparent about how your personal loan works. You’ll know exactly what you have to pay and when. No unwelcome surprises, no hidden fees and no penalty if you want to repay it early.

Get Started

Affordable Personal Loan From £1000 to £5000. Min Age 21+. Good Credit History Only.
Repay Over 24 Months. No Penalty for Early Settlement.
Apply Online Today.

Representative example: If you borrow £3,000 over 24 months at a flat rate of 30.72% per annum
(fixed) with a representative 64.8% APR you will make 24 monthly payments of £201.80,
repaying £4,843.20 in total.

Why choose us


Deal with us directly

We are a direct lender, we do not charge any fees, so no hidden surprises, just simple loans.


Apply online

Low APR personal loan with no paperwork, no branches, no stress.


We make it quick

An instant lending decision means if approved, we'll get money to you the same day


No hidden charges

No set up fees and no additional charges if you choose to repay your loan early.

Frequently Asked Questions!

To qualify for one of our loans you need to be:

  • At least 21 years’ old;
  • Currently in employment with a regular income;
  • A resident in the UK with a UK bank account.
  • Be able to afford the monthly repayments and
  • Be generally in good credit standing

Once your  Munzee loan application is approved, you will typically receive the money the same day. Sometimes we require further info from you to support your application; we aim to provide a decision within 24hrs.

Everyone’s circumstances are different, so it’s fine with us if you prefer to pay us weekly, fortnightly or monthly.

No. There are no set up fees or hidden costs.

You are welcome to repay your loan early. Just get in touch with us and we will confirm how much there is left to pay. There is no penalty for settling your loan early, and you will pay no further interest once your balance is paid off.

What do people say about us?

The most frequent feedback from our customers is how quick and straightforward it is to apply for a loan with us. Many also add that our staff are friendly and polite. Reviews like this make us proud because our main priority is to give every single one of our customers the best service that we possibly can. Munzee Loans is all about you, the customer, and we’re only happy when you’re happy.